Equity Release In Cheshire

What is Equity Release?

If you are 55 or over and you own your own home, you could qualify for an equityrelease plan and unlock a lump sum from your property to help you enjoy the retirement you want.

The value of your home, minus any outstanding mortgage or any other lendingsecured on it, can be described as your ‘equity’. An equity release plan enableshomeowners like you to unlock some of this value as tax-free cash.

Because the funds are yours in the first place you’re simply just ‘releasing’ them. The money you receive is tax-free and can be spent on anything you like.

What can equity release be used for?

Repay standard mortgage

Supplement your income

Home improvements

New car

Holiday of a lifetime

Helping the family

Equity Release In Cheshire Calculator

If you're aged 55+ why not use our simple form to request an estimate of how much you can borrow?

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A quick guide to Equity Release

Do you qualify?

Do you own your own home? And is the youngest homeowner aged 55 or over?If you’ve answered ‘yes’ to these two questions, you are likely to be eligible for equity release.

Is equity release the right option for you?

To find out whether equity release is your best option, you should call us for specialist independent advice. We will be happy to tell you more about the plans available.

Application process

If you decide to go ahead, we will help you through the entire process to enable you to release the equity you need.

Receive your money

Most equity release applications take between six to eight weeks to complete. However, we will do all we can to keep this wait to a minimum.

Our Process

Free No Obligation Meeting

The first meeting is FREE. At this stage we cover two main areas. Firstly we go through with you the “Initial Discussion Document” which covers all the regulatory items that we need to explain to you as required by the regulator, the Financial Conduct Authority. Secondly we complete a “Confidential Mortgage Enquiry Form” to establish your current position and to gain a clear idea of what you wish to achieve.

The Search

Following this, and only when you are happy to proceed, we would then be able to source for you at our office the best available mortgage package for you by using our “Mortgage Sourcing System”.

The Decision

The second meeting would then be scheduled with you in order for us to give you our advice and make our recommendations to you based on your needs.
If you then accept the proposal we would then proceed by completing a Full Application on your behalf to the chosen lender.

All meetings can be done either face to face or by telephone depending on your circumstances.

Get in touch

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Equity release
in Cheshire

What is Equity Release?

What can equity release be used for?